Yes, you have lived to read an actual article on toothpaste!

We've all endured the lecture on brushing and flossing more consistently while sitting in a dentist's chair. With one look, our dentist knows that we flossed the three days leading up to our appointment, so we could say, "Yeah, I floss." The dentist compliments us on our good habits, knowing full well that we may be stretching the truth.

Dental insurance, like all types of insurance, serves to protect you financially against things that may go wrong with your teeth and/or mouth. You pay a monthly payment (premium) that goes to an insurance company that is willing to take on the risk that you have dental work done.

You're in the market for dental insurance, and you want to check out the individual dental plans available to you. You browse through a number of plans based on your needs and, of course, which plans provide the most bang for your buck and then--you find it--the plan that was meant for you. Great coverage with a reasonable monthly premium. Attractive to both your brain and your wallet. 

You’ve got health insurance.

You’ve got car insurance.

But is it worth it to get a dental plan?